It would be impossible to provide you with a specific score improvement because everyone's credit situation is unique. What we can say is that you will have the ability to get credit for your last 2 years of rent payments. Given that payment history is an important factor in the calculation of your credit score, it can help you dramatically build credit history and improve your credit standing.

We have a separate verification process depending on whether you rent from a property manager or landlord. We’ll identify the best way for verification once provided with your rental lease details upon enrollment. Regardless of who you rent from, we make sure it's easy for your landlord or property manager to verify your rent and confirm that you deserve credit for your rent payments. There is no fee to your landlord or property manager to verify your rent.

We provide a 100% money back guarantee if we are unable to verify your rent with your landlord or property manager. Unfortunately, we cannot report your rent if your landlord or property manager will not verify your rent payments and/or rental history.

No. You will continue to pay your rent in the same manner that you currently do.

You and your roommate can both enroll and gain credit for your rent. You will have the option to enroll your roommate during the enrollment process.

Rent is only considered late on your credit report it your rent payment is more than 30 days late. As long as you pay your rent within 30 days of your due date, it will be counted as an on time payment on your credit report.

Currently we report to TransUnion. In the future we will be reporting to the other bureaus and when we do your rental history will be reported to the other bureaus free of charge.

The entire process of getting your rent payments verified can take up to 45 days to appear on your TransUnion credit report. Typically the process will go faster but please allow up to 45 days for the rent payments to appear on your credit report.